India's Independent Business Guide

START YOUR BUSINESS. With the right playbook.

Government scheme guides, franchise cost breakdowns, city-specific business ideas — and the free tool that tells you which scheme you actually qualify for.

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Scheme Eligibility FinderFree · 60 sec
Business stageIdea / early-stage
Capital ready₹1L – ₹5L
CategoryGeneral entrepreneur
You may qualify for
Mudra — Shishu (up to ₹50K)
PMEGP — 15% subsidy
Udyam Registration
Check my eligibility →
🛡
100% independentNo sponsored scheme rankings
Updated monthlyLatest scheme circulars
📋
8 schemes coveredMudra, PMEGP, CGTMSE & more
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20+ city guidesTier-1, Tier-2 & Tier-3
Editorial Feature

The Mudra Loan guide, finally explained.

Most first-time applicants lose 6–8 weeks to documents they didn't know were required. Here's the complete map — what happens at each stage, and how to compress it.

Read the playbook →
Mudra Loan TimelineAvg. 3–4 weeks
01
Apply OnlineUdyam Mitra portal or bank branch
Week 1
02
Bank ProcessingDocument verification by NBFC/bank
1–2 wks
03
Credit ApprovalCIBIL + income assessment
5–7 days
04
DisbursementAmount credited to your account
Week 3–4
The Business Journey

Four steps from idea to launch.

Most first-time founders stall between steps 1 and 2. Here's how to keep moving.

Funding Paths

The four real funding paths.

Free Tools

Five tools. Zero paywalls.

Opportunities by Budget

Find the right business for your budget.

From courier franchises under ₹1 lakh to full QSR build-outs — filter by what you can actually spend.

Under ₹1 Lakh

Home-based, service, and reseller businesses. No storefront required.

Browse options →
Under ₹5 Lakh

Franchise kiosks, courier franchises, and tutoring centres. Low-capex.

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Under ₹10 Lakh

Retail formats, food carts, and salon brands. Growing tier-2 segment.

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Under ₹25 Lakh

QSR, education, and mid-format retail. High-revenue potential.

Browse options →

The Mudra Loan guide alone saved me 3 months of running around bank branches. I got ₹8 lakh disbursed in 6 weeks using exactly the checklist.

R
Ravi K.Started a printing shop · Indore, MP

As a woman entrepreneur in a Tier-2 city, Stand-Up India was the scheme I didn't even know existed. OwnBiz.in was the only place that explained it plainly.

M
Meena P.Launched a garment unit · Surat, GJ

The Eligibility Finder told me I wasn't ready for PMEGP yet. Two months of prep later — Udyam registered, bank account in order — I qualified and got approved.

D
Deepak S.Owns a food processing unit · Lucknow, UP
Scheme Guides

The complete guide library.

Every scheme explained — eligibility, documents, timeline, and what to do when the bank says no.

By City

Find guides for your city.

City-specific business ideas, local demand signals, and which schemes are easiest to access in your area.

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